Barry Zalma, Inc.

Barry Zalma founded Barry Zalma, Inc. in 1979 to help resolve every insurance claim problem faced by you or your clients. For more than 51 years as a claims person and insurance coverage attorney, Barry Zalma has represented insurers, advised insurers on claims handling, interpreted coverages and testified as an insurance coverage, insurance bad faith, insurance claims handling and insurance fraud expert on behalf of insurers and policy holders’ suing insurers. He now limits his practice to consultation and service as an insurance claims handling expert.

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There Must be an Actual Change in the Appearance, Shape, Color, Or Other Material Aspect Of The Property for Coverage to Apply See the full video at https://rumble.com/v264x2k-covid-does-not-cause-physical-loss-or-damage.html and at https://youtu.be/bRn9YLqynwI Plaintiff MTDB Corporation d/b/a Striker Lanes (MTDB) sued seeking declaratory judgment action against defendant, American Auto Insurance Company (AAIC), seeking a declaration that AAIC owed it coverage for alleged business losses and property damage due to the COVID-19 pandemic. In MTDB Corporation D/B/A Striker…
ZIFL Volume 26 Number 24 Merry Christmas, Happy Hanukah & May The Winter Solstice be Peaceful & Mild See the full video at https://rumble.com/v20n1u8-zalmas-insurance-fraud-letter-december-15-2022.html and at https://youtu.be/TcEBdb9KLMY A Christmas Fable of Fraud ZIFL Publishes This Story At Christmas Time Every Year. I Hope You Like It Again. The story that follows is fiction based, in part, on a true case worked on by me. Any similarity to real people is unintentional. It is meant only…
To Allege IFPA Fraud Plaintiff Need only Plead the Defendants Knowledge, Falsity, and Materiality of Insurance Claim See the full video at https://rumble.com/v209mtj-when-docs-lie-to-insurers.html  and at https://youtu.be/pKqcquG0OX4 Stephen J. Conte, D.O. (“Dr. Conte”), and various other health care providers (collectively, the “Defendants”) moved the court to dismiss plaintiffs Aetna, Inc. and Aetna Life Insurance Company’s (collectively, the “Plaintiffs”) Complaint pursuant to Federal Rule of Civil Procedure 12(b)(6).  In Aetna, Inc. et al. v. Open MRI And…
Chubb Must Pay for Cancellation of Tina Turner Concert Because of Order of State of New York See the full video at https://rumble.com/v1zmlxa-new-yorks-governor-is-not-national-or-international-body.html and at https://youtu.be/vsavVavYZqY Tina Turner Musical LLC v. Chubb Insurance Company of Europe SE, Appeal No. 16804, Index No. 651607/21, Case No. 2022-02269, Supreme Court of New York, First Department (December 6, 2022) In an appeal from an order of the Supreme Court, New York County (Andrew Borrok, J.), entered on or…
INSURANCE POLICY TERMINATED BEFORE LOSSES See the full video at https://rumble.com/v1xv3cm-covid-ruined-ski-trip.html  and at https://youtu.be/7bpnwLLeb6s Plaintiffs lost the days they planned to ski at Vail in 2020. They are members of a certified class who purchased ski-pass insurance from Defendant United Specialty Insurance Company (“USIC”) for their 2019/2020 season ski passes to Vail Resorts. Vail Resorts shut down all of its resorts on March 15, 2020, because of the COVID-19 pandemic and did not reopen…
The Beginning & Continued Existence of Barry Zalma, Inc. Forty three years ago, October 1, 1979 I left the world of the employed and became an entrepreneur by opening my own law firm. The law practice was incorporated shortly thereafter as Barry Zalma, Inc. When I opened for business on October 1, 1979 I had no clients and no certainty that I would have any in the future. I had borrowed money from the bank…
Vermont’s Ruling in Favor of an Insured Seeking Business interruption Coverage due to Covid is a Pyrrhic Victory See the full video at https://rumble.com/v1lvhgq-vermont-did-not-find-coverage.html and at https://www.youtube.com/watch?v=Nmn9n07Jkxs In Huntington Ingalls Industries, Inc. et al. v. Ace American Insurance Company et al, No. 2021-173, 2022 VT 45Supreme Court of Vermont (September 23, 2022) the Supreme Court of Vermont reversed a decision refusing to allow an insured ship builder to recover business interruption losses as a result…
Physicians Cheat Insurer for Covid Testing Health Care Providers Created Fraudulent Billing for Covid Instant Tests See the full video at https://rumble.com/v1ll4ep-insurer-sues-fraudsters.html and at https://youtu.be/VXSzxoNxEgc In OPEN MRI AND IMAGING OF RP VESTIBULAR DIAGNOSTICS, P.A. v. HORIZON BLUE CROSS BLUE SHIELD OF NEW JERSEY, Civ. No. 21-10991 (WJM), United States District Court, D. New Jersey (September 19, 2022) an insurer sued for not paying bills cross-claimed for fraud damages and violation of the the New…
Zalma’s Insurance Fraud Letter September 15, 2022 See the full video summary at https://youtu.be/4I7d8iR8pNo and at https://rumble.com/v1k2b5h-zalmas-insurance-fraud-letter-september-15-2022.html Read the full Adobe pdf version at http://zalma.com/blog/wp-content/uploads/2022/09/ZIFL-09-15-2022-1.pdf Quote of the Issue “Many Of Life’s Failures Are People Who Did Not Realize How Close They Were To Success When They Gave Up.” — Thomas Edison Conviction Affirmed for Multiple Counts and One Reversed Small Victory but Stay in Jail The appellate court modified the judgment, as a matter…
Apple Annie Suffered no Direct Physical Damage It’s Time to Quit Trying to Get Business Interruption Payments from Insurers for Covid See the full video at https://rumble.com/v1j1e6p-still-no-direct-physical-damage-by-covid.html  and at https://youtu.be/EtHNnXOfgnA The COVID pandemic and ensuing lock down have generated a host of legal issues. One of the most momentous, in terms of the potential monetary liability, is whether businesses ordered by government decree to close or suspend operations could get compensation under the business…