For years South Africa has battled the plight of loadshedding. Despite many promises over the years for the issue to be addressed, loadshedding has become part of our daily lives. It was therefore encouraging when, on Wednesday 23 August, South Africa signed the Framework Agreement on Cooperation in Green Energy, a joint memorandum of cooperation…

In a July 2023 Judgment, the High Court considered whether a commissioner of oaths is able to commission a document where a deponent is not physically present at commissioning.
The court was required to consider whether a founding affidavit to an application as well as the replying affidavit had been properly commissioned in compliance…

This blog was co-authored by Maano Manavhela, Candidate Attorney.
A life insured, who suffered heart and arterial disease in April 2012 requiring a coronary stent and was paid 10% of a benefit amount, a bi-femoral bypass and paid 90% of the benefit amount in July 2012, was awarded another 100% of the benefit amount following…

In this judgment the insured restaurant argued that the requirement in the murder, suicide or disease extension that the interruption or interference with the insured business be caused by damage did not require physical damage.
It was common cause that there had been no physical loss or damage to the insured premises or property used…

Every year in the US an assessment is made as to the fastest civil trial court in 94 US court districts.
The results are interesting. The fastest Rocket Docket was in the district of Montana with 18.3 months from start to finish. Texas and Arkansas followed soon after with 18.8 months. At the other end…

An increasing number of non-life risks are seen as being too large to be absorbed by the private insurance and reinsurance market or needing premiums or limits or both that reduce the cover available. Since the Covid-19 claims were shoe-horned in by the courts of the UK and South Africa to provide extensive interruption cover…

In this high court judgment the court considered whether “at the premises” disease cover entailed the same approach to proximate causation as the disease cover considered by the Supreme Court in Financial Conduct Authority v Arch Insurance (UK) Limited [2021] UK SC 1.
The relevant wording of the policy in the lead action read:
“The…